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George Vanderpool
(Chief Executive Officer)
Terms & Conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE. 
THIS WEB SITE IS MADE AVAILABLE TO USERS ON THE BASIS OF THE FOLLOWING TERMS AND CONDITIONS. YOUR USE OF THIS WEB SITE SIGNIFIES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS. 

You must review this page periodically to review the Terms and Conditions because they govern your use of this Web Site and are binding upon you, Healthcare Barbados (HCB) and or CPR Inc. HealthCare Barbados.com .may modify these Terms and Conditions at any time at its discretion by updating this posting. 

Privacy Statement

HCB respects your privacy. We do not sell, rent, or loan any personally identifiable information regarding our customers to any third party, except those specifically involved in the processing of your healthcare needs or requirements. We may use and share aggregated information when it enables us to improve and enrich our product and content offering. Any personally identifiable information you give us is held with the utmost care and security, and will not be used in ways to which you have not consented.

Purpose of Web Site

This Web Site, as well as the contents of this Web Site, including all information, text, graphics, images, hyperlinks and other material including user contributions (the "Materials"), are for general educational purposes only and are not intended to be used for the purposes of personal safety, providing medical treatment or attention, making medical or health-related decisions. This web site is not a substitute or replacement for medical or personal safety advice, which we encourage you to obtain from a medical professional, physician or other relevant specialist. HCB does not endorse any statements or opinions made in the Materials nor determine the truthfulness, accuracy, reliability, currency or completeness thereof. HCB does not take any responsibility for the Materials nor will HCB be responsible for any damages to users of the Web Site, however caused. Use of the Web Site or Materials and any reliance on the Materials will be at your own risk.

Copyright

HCB and/or its suppliers own and retain the copyrights in the materials found in the HCB Web Site. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on the HCB Web site including the images published on this site. This product contains proprietary property of HealthCare Barbados unauthorized use; including copying of this product is expressly prohibited. No material from this site or any Web site owned, operated, licensed or controlled by HCB and /or CPR Inc. may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy of the materials on any single computer for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices. 

Links to Other Sites

This Web Site may contain links to other web sites which are provided solely as a convenience to you and not as an endorsement by HCB of the contents of such other web sites. HCB is not responsible for the content of any other web sites and does not make any representations or warranties regarding any other web sites or the contents or materials on such web sites. If you decide to access other web sites, you do so at your own risk.

Warranty Disclaimer

THIS WEB SITE AND ALL OF THE INFORMATION IT CONTAINS, ARE PROVIDED \"AS IS\" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT.

Health-Related Content Disclaimer:

Health related topics found on Healthcare Barbados.com website pages, should not be used for diagnosing purposes or be substituted for medical advice. As with any new or ongoing treatment, always consult your professional healthcare providers before beginning any new treatment. It is your responsibility to research the accuracy, completeness, and usefulness of all opinions, services, and other information found on the site, and to consult with your professional health care provider as to whether the information can benefit you. Healthcare Barbados.com assumes no responsibility or liability for any consequence resulting directly or indirectly for any action or inaction you take based on or made in reliance to the information, services, or material on or linked to this site, since medical developments occur daily, this site may contain outdated material. While the Healthcare Barbados.com makes every reasonable effort to present current and accurate information, no guarantee of any kind is made. Healthcare Barbados.com is not liable for any damage or loss related to the accuracy, completeness or timeliness of any information contained on this site. Information on this Web Site could include technical inaccuracies or typographical errors. Changes may be periodically made to the information or the products herein.

Limitation of Liabilities

IN NO EVENT, IN REGARD TO THIS WEB SITE OR ANY OTHER HYPERLINKED WEB SITE, WILL HCB
BE LIABLE TO ANY PARTY FOR ANY DAMAGES OR INJURY CAUSED BY (INCLUDING BUT NOT
LIMITED TO) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DIRECT, INDIRECT, SPECIAL OR
OTHER CONSEQUENTIAL DAMAGES INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS,
BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Confidential or Proprietary Information

In order to quote and process your application, our site uses an application form for individuals and businesses to apply online for health insurance. We collect your contact information (your email address and mailing address), personal health information (such as your or your family\'s medical history), and demographic information (your zip code, gender and state) to provide you with a health insurance quote or to process your application with the health insurance company that you have selected. Employee information will also be collected if you are enrolling your company. Employees\' age, home zip code, and family members to be insured are need to quote and process group health insurance policy. Contact, personal health, demographic information, and/or employee information is required by the health insurance company to process an application form. 

Indemnity

You agree to defend, indemnify and hold harmless HCB, its officers, directors, employees and agents, including any third parties mentioned at this Web Site, from and against any and all claims, actions or demands, including without limitation, reasonable legal and accounting fees, alleging or resulting from your use of the Web Site and the Materials or your breach of these Terms and Conditions.

Jurisdictional Issues

Unless otherwise specified, the materials in this Web Site are presented solely for the purpose of promoting HCB’s services. HCB makes no representation that services or products depicted in the site are appropriate or available in all locations. These Terms and Conditions shall be governed by and construed in accordance with the laws of Barbados. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the subject matter herein and shall not be modified except in writing, signed by both parties. 

 
 
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